Interest Rate Scenario Analysis

Model how parallel shifts in interest rates affect estimated total return across the U.S. Treasury curve. Select your time horizon and rate increment to stress-test duration positioning for any portfolio allocation.

Last Updated at 08/21/2026

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Estimated 12-month total return for Benchmark U.S. Treasury Notes and Bonds, Assuming a Parallel Shift in Interest Rates
A hypothetical demonstration of mathematical principles using the horizon and increments selected. Last updated at 08/21/2026.
Treasury Benchmark
On-the-Run Issues
+300bps +200bps +100bps 0bps -100bps -200bps -300bps
2 Year US Treasury 4.24%
91282CRB9 07/31/2028
+1.561% +2.438% +3.327% +4.229% +5.143% +6.070% +7.010%
3 Year US Treasury 4.31%
91282CRG8 08/15/2029
-1.128% +0.641% +2.452% +4.307% +6.207% +8.153% +10.147%
5 Year US Treasury 4.43%
91282CRA1 07/31/2031
-5.650% -2.433% +0.921% +4.419% +8.068% +11.876% +15.850%
7 Year US Treasury 4.57%
91282CRC7 07/31/2033
-9.618% -5.172% -0.452% +4.560% +9.884% +15.542% +21.558%
10 Year US Treasury 4.74%
91282CRF0 08/15/2036
-14.480% -8.614% -2.225% +4.736% +12.327% +20.611% +29.656%
20 Year US Treasury 5.25%
912810UV8 05/15/2046
-23.074% -15.067% -5.733% +5.180% +17.975% +33.019% +50.755%
30 Year US Treasury 5.27%
912810UW6 08/15/2056
-27.670% -18.871% -8.079% +5.264% +21.887% +42.747% +69.105%

Source: U.S. Department of the Treasury data and calculations as of 08/21/2026. The table above shows the estimated 12-month total return from interest and price change of on-the-run, benchmark U.S. Treasury Notes and Bonds for a given move in yields. Yield changes are assumed to be parallel across the curve and are based on duration and yield as of 08/21/2026. This analysis is for illustrative purposes only and is not indicative of future returns.