Interest Rate Scenario Analysis

Model how parallel shifts in interest rates affect estimated total return across the U.S. Treasury curve. Select your time horizon and rate increment to stress-test duration positioning for any portfolio allocation.

Last Updated at 06/23/2026

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Estimated 12-month total return for Benchmark U.S. Treasury Notes and Bonds, Assuming a Parallel Shift in Interest Rates
A hypothetical demonstration of mathematical principles using the horizon and increments selected. Last updated at 06/23/2026.
Treasury Benchmark
On-the-Run Issues
+300bps +200bps +100bps 0bps -100bps -200bps -300bps
2 Year US Treasury 4.16%
91282CQS3 05/31/2028
+1.478% +2.357% +3.248% +4.151% +5.068% +5.997% +6.940%
3 Year US Treasury 4.22%
91282CQV6 06/15/2029
-1.226% +0.545% +2.359% +4.217% +6.120% +8.070% +10.067%
5 Year US Treasury 4.27%
91282CQU8 05/31/2031
-5.863% -2.629% +0.743% +4.261% +7.931% +11.760% +15.758%
7 Year US Treasury 4.38%
91282CQT1 05/31/2033
-9.862% -5.400% -0.662% +4.370% +9.716% +15.398% +21.439%
10 Year US Treasury 4.50%
91282CQQ7 05/15/2036
-14.736% -8.868% -2.480% +4.480% +12.067% +20.343% +29.377%
20 Year US Treasury 4.96%
912810UV8 05/15/2046
-23.936% -15.772% -6.236% +4.934% +18.057% +33.517% +51.778%
30 Year US Treasury 4.94%
912810UU0 05/15/2056
-28.642% -19.707% -8.715% +4.914% +21.939% +43.357% +70.483%

Source: U.S. Department of the Treasury data and calculations as of 06/23/2026. The table above shows the estimated 12-month total return from interest and price change of on-the-run, benchmark U.S. Treasury Notes and Bonds for a given move in yields. Yield changes are assumed to be parallel across the curve and are based on duration and yield as of 06/23/2026. This analysis is for illustrative purposes only and is not indicative of future returns.